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Living in Cartagena: A Sourced Overview for Foreigners (2026)

Last verified Oct 19, 2026 4 min read Living in Cartagena

On this page
  1. Which neighborhoods do foreigners look at?
  2. What does rent cost?
  3. How much does getting around cost?
  4. Is Cartagena safe?
  5. Which national rules apply in Cartagena?
  6. What we couldn't confirm

General information, not legal or financial advice.

Short answer (checked Oct 19, 2026): In mid-October 2026 the median asking rent for an apartment in Cartagena was about COP 3.5–3.7 million a month (ClickCasa, 4,243 listings; Aptologia, 2,032 listings). These are asking prices, not signed contracts. A TransCaribe trip costs COP 3,900 since Jan 23, 2026, and the US State Department rates Colombia Level 3, "Reconsider travel"; Bolívar, where Cartagena is, is not on its Level 4 list. Sources: ClickCasa, Cartagena; Aptologia, Cartagena; TransCaribe, Decreto 017 de 2026; travel.state.gov, Colombia Travel Advisory.

Plaza Botero in central Medellín on a sunny day, with palm trees and the Palacio de la Cultura
Photo: José Luiz, CC BY-SA 4.0, via Wikimedia Commons

Which neighborhoods do foreigners look at?

No official source ranks Cartagena neighborhoods by foreign residents. Listing data shows where the rentals are. Bocagrande, Manga, Castillogrande, El Laguito and Crespo are near the old city and the beach, and Serena del Mar and La Boquilla are north along the coast. The walled Centro has few long-term listings, so its median rests on a small sample.

What does rent cost?

All figures are asking rents, not contract rents, and usually exclude administración. Dollar figures are our conversions at the TRM of COP 3,174.67 per US$ (Oct 17–19, 2026), rounded to US$10.1

AreaMedian asking rent (COP/month)≈ US$ListingsSource, data date
Cartagena, all apartments3,500,0001,1004,243ClickCasa, Oct 19, 2026
Cartagena, all apartments3,700,0001,1702,032Aptologia, Oct 17, 2026
Bocagrande4,900,0001,540342ClickCasa, Oct 19, 2026
Manga4,700,0001,480228ClickCasa, Oct 19, 2026
Castillogrande7,500,0002,360162ClickCasa, Oct 19, 2026
Crespo4,000,0001,260164ClickCasa, Oct 19, 2026
El Laguito4,500,0001,42063ClickCasa, Oct 19, 2026
Serena del Mar3,000,000940475ClickCasa, Oct 19, 2026
Centro (walled city)6,500,0002,05037 (thin)ClickCasa, Oct 19, 2026

Sources: ClickCasa, Cartagena rent data; Aptologia, Cartagena. Both read Oct 19, 2026. All sizes and furnished and unfurnished units are mixed together.

The two sites count different numbers of listings (4,243 vs 2,032), so they're sampling different slices of the market. Neither says how many listings are short-term or holiday rentals.

Ley 820 de 2003 applies to urban housing leases across Colombia: no cash deposits, and yearly increases capped at the previous calendar year's inflation.2 See renting long term for what the law covers.

How much does getting around cost?

A TransCaribe trip costs COP 3,900 under Decreto 017 of Jan 15, 2026, in force since Jan 23, 2026. The 2025 fare was COP 3,400.34

Electricity (Afinia), water and gas: unknown. We didn't read the 2026 tariff sheets for Cartagena.

Is Cartagena safe?

The US State Department rates all of Colombia Level 3, "Reconsider travel" (issued March 31, 2026). Bolívar department, where Cartagena is, isn't on the Level 4 "Do not travel" list.5

Points from the advisory that apply to Cartagena:

  • Be cautious on small tourist boats between Cartagena and the nearby islands. In December and January the seas off the northern coast can be dangerous for small boats, and US citizens have died in boating accidents. Check for life jackets before you board.
  • Tourist areas, hotels, restaurants and clubs are on its list of possible terrorism targets across Colombia.
  • Nationwide: don't hail street taxis, meet dating-app contacts only in public places, and avoid ATMs on the street.

The nearest US consular office on the coast is the Consular Agency in Barranquilla: Calle 77B No. 57-141, Suite 511, +57-605-353-2001.5

In an emergency in Colombia, call 123.

Local crime statistics from the Alcaldía or the Policía: not reviewed for this draft.

Which national rules apply in Cartagena?

The same nationwide rules: 90/180 days for visa-exempt visitors, a visa for longer stays (digital nomad, retirement), a cédula for visas over 3 months, and tax residency after more than 183 days in any 365.

What we couldn't confirm

  • Where foreigners actually live. No official data; we only show where listings are.
  • Contract rents, and how many listings are holiday rentals. Not published by either site.
  • Utilities. Afinia, water and gas tariffs not read.
  • Local crime data. Not reviewed.

Sources

  1. Banco de la República, TRMbanrep.gov.co/es/estadisticas/trm
  2. Ley 820 de 2003, arts. 16 and 20www.minvivienda.gov.co/sites/default/files/normativa/0820%20-%202003.pdf
  3. Alcaldía de Cartagena, Jan 20, 2026www.cartagena.gov.co/noticias/alcaldia-cartagena-expide-decreto-que-fija-nueva-tarifa-transcaribe
  4. TransCaribetranscaribe.gov.co/index.php/noticia/alcaldia-de-cartagena-expide-decreto-que-fija-nueva-tarifa-de-transcaribe/
  5. travel.state.gov, Colombia Travel Advisorytravel.state.gov/en/international-travel/travel-advisories/colombia.html
  6. ClickCasa, Cartagenawww.clickcasa.co/es/cartagena/rent-data
  7. Aptologia, Cartagenawww.aptologia.com/precios-de-arriendo/cartagena