Colombia's Retirement Visa (M Pensionado): 2026 Requirements
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General information, not legal advice.
Short answer (checked Oct 19, 2026): The M Pensionado visa is for foreigners with a lifetime pension of at least 3 monthly minimum wages, which is COP 5,252,715 a month in 2026. It lasts up to 3 years, doesn't let you work in Colombia, and costs US$56 to apply plus US$279 if it's approved. Source: Cancillería, Visa M Pensionado; Cancillería fee page.
If the official page says something different, the official page is right.

Who is the retirement visa for?
The visa is for a foreigner who has a steady monthly income from a pension paid by a government or by a private pension fund.12
It's a migrant (M) visa, not a visitor visa. It's valid for up to 3 years, it doesn't allow you to work in Colombia, and it doesn't let you join the Colombian social security system, except under a bilateral or multilateral agreement. (same sources)
✓ Verified Oct 19, 2026
How much pension income do you need?
The pension certificate must show a lifetime monthly pension of at least 3 monthly minimum wages (3 SMLMV).1
The 2026 minimum wage is COP 1,750,905 a month3, so the 2026 bar is COP 5,252,715 a month (3 × 1,750,905). At the official exchange rate (TRM) of COP 3,174.67 per US$ in force on Oct 19, 2026, that is about US$1,655 a month.4 The dollar figure moves with the exchange rate; the peso figure is the one that counts.
Two things can move the bar:
- The 2026 minimum wage decree is still under review by the Consejo de Estado. On Oct 9–10, 2026 the Labor Ministry said COP 1,750,905 remains in force (Portafolio, Oct 10, 2026, press report).
- A new minimum wage applies from Jan 1, 2027. If you apply after that date, the bar will be 3 times the 2027 figure.
What documents do you need?
Article 77 asks for four things: a pension certificate, criminal records, a medical certificate and health coverage, on top of the general visa requirements.
Sources: Res. 5477/2022, art. 77; Cancillería, Visa M Pensionado.
Cancillería adds that bank certificates and statements can go without an apostille or official translation if they're written in one of the official languages of the Organization of American States and the visa office can read them clearly.2
On top of these, every visa application has general requirements: the online form, a recent color photo on a white background, and a passport valid for at least 6 months. Documents other than the passport must be issued no more than 3 months before you apply.15
What does it cost, and how do you apply?
| US$ | EUR | |
|---|---|---|
| Study fee (paid when you apply, non-refundable) | 56 | 44 |
| Visa fee (paid only if approved) | 279 | 191 |
Source: Cancillería, Migrante – Pensionado fee page. The page shows "10/06/2026" as its posting date.
Fees last checked Oct 19, 2026, 5:32 PM ET, on the Cancillería fee page. If the official page says something different, the official page is right.
How the process works, according to Cancillería:
- Fill in the online visa form on Cancillería's site and upload your documents as PDFs and your photo as a JPG (max 300 KB). If you're outside Colombia, choose the consulate nearest your country of residence. If you're in Colombia with a regular status, choose "Oficina en Bogotá".
- Pay the study fee within 10 calendar days of creating the application. If you don't, the application is treated as withdrawn.
- Cancillería has up to 30 calendar days to decide once the application is complete and paid.
- If the visa is approved, pay the visa fee within 10 calendar days.
Source: Cancillería, ABC de visas.
What doesn't the visa allow?
- Work. The visa "no permite trabajar en territorio nacional".1
- The Colombian social security system. Holders can't join it, except where a bilateral or multilateral agreement says otherwise. (same source)
- Long absences. An M visa ends automatically if you're out of Colombia for more than 180 continuous days within each 365 days counted from the date it was issued.6
Can your spouse or children come with you?
Yes, as beneficiaries, if they depend on you financially: your spouse or permanent partner, children up to age 25, and a child of any age with a physical or mental disability.2
What happens after you get the visa?
- Cédula de extranjería. Visas longer than 3 months require registering with Migración Colombia and getting a cédula de extranjería, within 15 calendar days of arrival or of the visa being issued in Colombia.7 See our cédula guide for the deadline and the 2026 fee.
- Residence. After 5 years as an M Pensionado holder, you can apply for a resident (R) visa for accumulated time.1
- Taxes. Your visa doesn't decide your tax status. Days in Colombia do. See tax residency: the 183-day rule.
Is there an age requirement?
Article 77 doesn't set a minimum age. What it asks for is a lifetime pension of at least 3 SMLMV.1
What we couldn't confirm
- Which pensions count. The rule says a pension "granted by a State or by a private pension fund". We found no official list. For example, we couldn't find out whether US Social Security alone always qualifies, or whether two smaller pensions can be added together.
- Exchange rate. We didn't find which exchange rate the consulate uses to compare a foreign-currency pension with the peso bar.
- Fee page date. The fee page shows "10/06/2026" and doesn't say whether that's June 10 or Oct 6.
- Processing in practice. The 30-day limit is Cancillería's rule. We have no data on actual waiting times.
- Social security agreements. We didn't check which bilateral agreements would let a pensionado join the Colombian system.
Sources
- Resolución 5477 de 2022, art. 77www.cancilleria.gov.co/normograma/compilacion/docs/resolucion_minrelaciones_5477_2022.htm
- Cancillería, Visa M Pensionadowww.cancilleria.gov.co/node/26976
- Decreto 1469 de 2025, art. 1www.cancilleria.gov.co/normograma/compilacion/docs/decreto_1469_2025.htm
- Banco de la República, TRMbanrep.gov.co/es/estadisticas/trm
- Cancillería, ABC de visascancilleria.gov.co/atencion-y-servicio-al-ciudadano/tramites-y-servicios/visa/abece-de-visas
- Cancillería, Necesito una visawww.cancilleria.gov.co/atencion-y-servicio-al-ciudadano/tramites-y-servicios/visa/necesito-un-visa
- Res. 2061/2020, art. 8 and art. 9, parágrafo 2www.cancilleria.gov.co/normograma/compilacion/docs/resolucion_uaemc_2061_2020.htm
- Cancillería fee pagewww.cancilleria.gov.co/node/32895
- Portafolio, Oct 10, 2026www.portafolio.co/economia/gobierno/salario-minimo-de-2026-sigue-en-1-750-905-millones-tras-aclaracion-sobre-fallos-del-consejo-de-estado-504236